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January Preferred Client Update

Blog by Kim Twohey | January 6th, 2020



Rediscover Alberta: with CIR REALTY’s 12 Month Alberta Experience Giveaways

#CIRISALBERTAPROUD—and we want you to be Alberta Proud too! That’s why this year we are giving you twelve chances to enter to win a fun experience each month that showcases why our province is such a great place to live!

From mountain adventures to brewery tours, to historic sightseeing across the prairies and overnight adventures in some of our most beautiful and exclusive hotels, we want to help you experience all of the fun that awaits us just outside our own front doors. 

Our first giveaway takes place in world-renowned Lake Lousie, where we have partnered with Brewster Adventures to giveaway a scenic winter sleigh ride!

To enter, visit www.cirrealty.ca —remember to come back and re-enter every month for your chance to win each new giveaway. Good Luck!

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Federal Change to the Canada Home Buyers Plan Launched January 1, 2020

The Home Buyers’ Plan (HBP) helps first-time home buyers save for a down payment by allowing them to withdraw up to $35,000 from a registered retirement savings plan to purchase or build a home without having to pay tax on the withdrawal.

Beginning in 2020, individuals who experience a breakdown of a marriage or common-law partnership—in the year of making a withdrawal or in any of the four preceding calendar years—will be able to access the Home Buyers’ Plan, even if they do not meet the first-time home buyer requirement.

Further information about the HBP—including additional rules relating to the breakdown of a marriage or common-law partnership—is available on the Canada Revenue Agency website.