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November Preferred Client Update

November 3rd, 2020
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No Change to Prime Interest Rate in Canada

At the end of October, the Bank of Canada announced that it would be leaving the overnight rate unchanged, which means that the Prime rate will remain at 2.45 per cent. They suggested that this low rate environment will  continue through until 2023, with the pandemic and resulting low inflation and GDP, as well as low oil prices being a key driver ...

Top Agent Feature

November 2nd, 2020
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CREB®'s Q3 2020 Housing Report released

October 23rd, 2020

City of Calgary, October 22, 2020 –

Third-quarter activity was far better than original expectations, as sales activity in the city improved by nearly 12 per cent over last year's levels.

Some of the shift in the third quarter reflects activity that likely would have occurred in the second quarter. The housing market also benefited from easing lending rates and previous price declines. Gain ...

CIR's 1 for All Charity Program

October 19th, 2020
Did you know that CIR Realtors can opt to make a charitable donation with a portion of each cheque they receive?  My clients get to pick which organization I donate to and they can choose between our local Ronald McDonald House or Alberta Animal Rescue Crew Society. 

This initiative has always been important to me and it has become even more so this year.  You can click here to learn more abou ...

October Preferred Client Update

October 2nd, 2020
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Six Tips to Prepare Your Lawn for Fall

It’s that time of the year again here in Alberta. The weather is cooling down, soon enough leaves will start turning red, and fall will be upon us. What should you do to ensure your yard and garden look their best next spring? 

1. Don’t Forget to Fertilize

Fall is the best time of the year to apply fertilizer to your lawn. Your grass will be starting to ...

September Preferred Client Update

September 2nd, 2020
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5 Questions to Determine How Big of a Home You Actually Need

1. Is this my ‘forever’ home, or is ‘right now’ good enough?
While you can’t predict the future it is possible to evaluate the likelihood you might be moving in coming years. If so, then maybe you don’t need to buy that perfect “forever home” where you’ll grow old; maybe a “right now” home is good enough.

2. What will my income loo ...

August Preferred Client Update

August 5th, 2020
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Open Houses are Safe and Permitted Under Phase 2

If you are in the market to purchase a property, visiting open houses is a great way to gauge what’s for sale in a certain community. Although open houses are now permitted under Phase 2, there are a few things to note for your own safety and the safety of the seller.

Access is limited to one family group at a time. If another family group is ...

Summer home maintenance

July 13th, 2020
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July Preferred Client Update

July 3rd, 2020
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CMHC Tightens Lending Criteria, but Buyers Still Have Lots of Options

On July 1, 2020, CMHC modified their lending criteria for insured mortgages to require buyers to have stronger qualifications before owning a home. These adjustments to the requirements include an increase in credit score, a need to have less percentage of income be designated for housing expenses and placing limitatio ...

June Preferred Client Update

June 2nd, 2020
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The Sky Isn’t Falling: The Media’s Miscalculation

Contrary to the stories in the media, the sky is not falling on the Alberta real estate market.

In April in the Calgary market, we saw an average price drop of -8.31 per cent. That’s pretty big. But is it true? At face value, yes. But let’s consider how the average is calculated. If there are three homes that sell in a month and two are $1 ...
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